Our Investment Options

Whether you’re saving for your first home, planning for retirement, or building long-term wealth, Aurora’s funds are available to New Zealanders through the Hive KiwiSaver Scheme.
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Funds

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Aggressive

Minimum Suggested Investment Timeframe: 13+ years

A diversified option investing mainly in growth assets for investors seeking maximum long-term growth who are prepared for significant ups and downs along the way.

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Growth

Minimum Suggested Investment Timeframe: 10+ years

A diversified option investing mainly in Australasian and global equities and infrastructure, for investors seeking strong long-term growth who are comfortable with ups and downs along the way.

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Conservative

Minimum Suggested Investment Timeframe: 3+ years

A diversified option investing mainly in bonds and cash, with some shares and infrastructure, for investors seeking relatively stable returns over the short to medium term.

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Liquidity

Minimum Suggested Investment Timeframe: Up to 1 year

The fund aims to provide capital security and liquidity by investing in a diversified portfolio of low-risk cash and cash-equivalent assets. These assets typically have short maturities and high liquidity. ESG factors are integrated where applicable.

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Strategies

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First Home Buyer

Minimum Suggested Investment Timeframe: 1-3 years

A specialist strategy designed for people saving toward their first home in the next 1 to 3 years. Built from a mix of the Aurora Conservative Fund and Aurora Liquidity Fund. Invests mainly in bonds and cash with some shares and infrastructure.

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RetirementPlus

Minimum Suggested Investment Timeframe: Adjusts with age

Designed for investors focused on retirement, this strategy aims to grow your savings steadily over the long term. It gradually reduces risk as you get closer to, and move through, retirement. No manual adjustments needed. Built from a mix of the Hive Aurora Growth Fund and Hive Aurora Conservative Fund, gradually shifting from growth assets toward income assets from age 51.

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Not sure which investment option is right for you?

Choosing a KiwiSaver fund that matches your age, goals, and risk comfort can make a big difference to your outcomes over time.
Get advice via Hive