Secure your 2025 government contribution

At Aurora Capital, we’re here to help our members receive the full $521.43 government contribution every year. This is free money from the government going straight into your KiwiSaver account to help grow your first home or retirement savings. Find out more below!

How does the government contribution work? 

Every year, eligible members have the chance to receive a government contribution of 50 cents for every dollar they contribute between 1 July and 30 June , up to a maximum of $521.43. To enjoy this full benefit, you’ll need to contribute a minimum of $1042.86 into your KiwiSaver account by 30 June.

To be eligible, you must mainly be living in New Zealand. If you joined KiwiSaver for the first time, turned 18, or reached retirement age (65 years) partway through the KiwiSaver year, you’ll be eligible for a partial government contribution. This will be pro-rata based on the number of days you were an eligible member.

Are you on track for the full government contribution?   

It’s a easy to check your contributions to date for this KiwiSaver year (1 July 2024 to 30 June 2025) by logging into our Aurora member portal.  However, if you switched to the Aurora KiwiSaver Scheme partway through the KiwiSaver year, you’ll also need to check your contributions to date via your myIR portal alongside our Aurora member portal. On the myIR portal, you are able to see your employee and employer contributions (potentially not all voluntary contributions). If it looks like you haven’t quite reached the contribution amount needed for the full government contribution, there’s still time to top up your KiwiSaver account.  

Act now!  

We recommend making your contribution by 25 June 2025 to ensure it’s processed before the 30 June 2025 cut-off. That way, you won’t miss out on free money from the Government!

It's easy to top up your KiwiSaver account 

There are a range of ways to make additional contributions, including:

• Online banking: Most online banking platforms give you the option to make a deposit and one-off payments to your KiwiSaver account. The account and reference details to add to your payment are in your Aurora KiwiSaver portal, just click on the 'Make Contribution' button.

• MyIR Portal: You can make payments to your KiwiSaver account through your myIR portal. Please follow the on-screen instructions to make a payment using your debit or credit card. For more information, please visit the IRD website.

Expert KiwiSaver advice  

If you have any questions or would like personalised advice about the government contribution and/or your KiwiSaver account, we’re here to help. Please reach out to your adviser or our Aurora Client Care team at hello@aurora.co.nz or call 0800 242 023.

  DISCLAIMER

This information is provided in a general nature only and should not be construed as or relied on as financial advice. This is not a recommendation to invest in a particular financial product or class of financial products. You should seek financial advice specific to your circumstances from a Financial Adviser before making any investment decisions. FundRock NZ Limited is the issuer and manager of the Aurora KiwiSaver Scheme.

Past performance is not a reliable indicator of future performance. The value of your investment may go up and down.