RetirementPlus
With RetirementPlus, we will automatically reduce your investment risk each year from age 51 until age 80, as you move toward and into retirement. This can give you a smoother investment journey over the long-term.
- Minimum suggested investment timeframe: Will vary with your age, see examples at ages 50, 65, 75
- Risk Factor (1-7 scale): Will vary with your age, see examples ages 50, 65, 75
- Annual fund charges: 1.26% – 1.50% + $36 admin fees P.A
For a detailed breakdown of fees at each RetirementPlus age step:
This strategy may be suitable for Kiwi who:
Prefer...
A set-and-forget retirement savings strategy that automatically reduces risk after age 51.
Are wanting...
A seamless way to remain invested after retirement and throughout the retirement years.
Are keen to...
Help improve the health of the planet through their KiwiSaver scheme.
RetirementPlus Strategy Performance*
RetirementPlus (Age 50)
RetirementPlus (Age 65)
RetirementPlus (Age 75)
Strategy composition
The RetirementPlus Strategy invests in a mix of two underlying funds: the Aurora Conservative Fund, and the Aurora Growth Fund. We do the work of blending them to achieve an expected risk and return that is suitable for you at each age. The chart shows that risk is reduced every year from age 51 to 80.
Portfolio characteristics at Ages 50,65,75
RetirementPlus at
Age 0-50
Minimum timeframe: 10 years
80% Growth assets, 20% Income assets
Risk indicator
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RetirementPlus at
Age 65
Minimum timeframe: 6 years
52% Growth assets, 48% Income assets
Risk indicator
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Retirement Plus at
Age 75
Minimum timeframe: 4 years
33% Growth assets, 67% Income assets
Risk indicator
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KiwiSaver options for everyone.
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