The fund aims to provide capital security and liquidity by investing in a diversified portfolio of low-risk cash and cash-equivalent assets. These assets typically have short maturities and high liquidity. ESG factors are integrated where applicable.
We offer KiwiSaver options for everyone
Whether you’re saving for your first home, planning for retirement, or already retired, we’ve got you covered.
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Liquidity
Minimum Suggested Investment Timeframe: Up to 1 year
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First Home Buyer
Minimum Suggested Investment Timeframe: 1 year
The strategy is designed for first-home buyers, aiming for stable returns by primarily investing in income assets, with some exposure to growth assets. The portfolio’s climate and environmental impact is tracked through carbon emissions and alignment with sustainability goals.
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Conservative
Minimum Suggested Investment Timeframe: 3 years
The fund seeks stable returns through a diversified portfolio, primarily in income assets with a moderate allocation to growth assets. Its climate and environmental impact is monitored through carbon emissions and alignment with sustainability goals.
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Balanced
Minimum Suggested Investment Timeframe: 6 years
The strategy balances return stability and investment growth by mixing growth and income assets. Its climate and environmental impact is tracked through carbon emissions and alignment with sustainability goals.
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Growth
Minimum Suggested Investment Timeframe: 10 years
The fund seeks long-term capital growth by investing primarily in growth assets, with a small portion in income assets. Its climate and environmental impact is tracked through carbon emissions and alignment with sustainability goals.
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RetirementPlus 0-50
Minimum Suggested Investment Timeframe: 10 years
RetirementPlus simplifies investing by adjusting your asset allocation based on your age. We automatically reduce investment risk each year from age 51 to 80. The climate and environmental impact is tracked through carbon emissions and alignment with sustainability goals.
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Not sure which investment option is right for you?
Choosing a KiwiSaver fund that matches your age, goals, and risk comfort can make a big difference to your outcomes over time.
Book a call
We’re here to help you understand your options and select the fund that best fits your stage in life, whether you’re focused on your first home or a more confident retirement.