How can I withdraw for permanent emigration to Australia? How can I withdraw for permanent emigration? How can I withdraw for significant financial hardship? How can I withdraw for serious illness? How can I withdraw for a first home? How can I withdraw for retirement? What types of withdrawals can I make from my KiwiSaver account? What is my PIR? Can I stay invested in KiwiSaver after I turn 65? How do I withdraw my money after I turn 65?