How can I withdraw for a first home?

Aug 28, 2025 - 2 mins read
If you have been a member of KiwiSaver for at least 3 years, you may be able to make a withdrawal from your savings to put towards buying your first home. Eligible members can withdraw their KiwiSaver savings. However, at least $1,000 must remain in their KiwiSaver account. You can withdraw:

  • your contributions
  • your employer's contributions
  • the government contribution
  • interest you have earned

Funds transferred from an Australian Complying Superannuation scheme cannot be withdrawn. The funds withdrawn can be used as a deposit on their first home. Withdrawal Estimate If you require an estimate of your KiwiSaver balance available to withdraw for a First Home, please Contact us. Withdrawal Once you're ready to withdraw your KiwiSaver savings, you and your solicitor will need to complete the First Home Withdrawal Form and send this to us by emailing hello@aurora.co.nz. If you have any questions about KiwiSaver First Home Withdrawal, contact your Financial Adviser, or Contact us.