Yes! KiwiSaver gives you a lot of flexibility. You can continue to make contributions to your KiwiSaver savings after you turn 65, or you can stop making contributions. You can make a full withdrawal all of your KiwiSaver funds, or you can make withdrawals when you need the money. If you are still working, you will stop receiving contributions from your employer and the government once you turn 65. We encourage you to speak with an expert adviser to make sure that you're getting the most out of your KiwiSaver and are invested in the right fund type for your age and needs.